As the Southeast enters into what
is commonly referred to as Hurricane Season, the Identity Theft
Resource Center would like to make consumers aware of the inherent
dangers that may occur during this chaotic time. According to the
National Oceanic and Atmospheric Administration of the U.S. Department
of Commerce, "some 90 percent of all presidentially declared disasters
are weather related." NOAA also said that we can expect an above-normal
Atlantic Hurricane Season in 2008. Taking a few minutes today to create
an action plan might help you avoid future identity theft-related
situations.
Are you prepared to evacuate with your personal identifying and
valuable papers? Do you know what to take with you? Keep copies of
birth certificates, driver's licenses, Social Security cards, death
certificates, bank account numbers, insurance papers and any other
vital papers for each family member in a locked box or a large,
waterproof plastic bag. Place the papers in your car only when you are
ready to leave. Unfortunately, thieves sometimes loot cars parked in
driveways during times of evacuation. You will need those papers to
identify yourself with various assistance groups and insurance
companies. In the hands of thieves, you might lose more than property;
you could lose the ability to prove your own identity.
If you end up in a shelter, do not allow those papers to leave your
sight or person. If you need to tape them to the inside of your
clothing, do so. Unfortunately, identity thieves know that the chaos of
many people living in close quarters is a crime waiting to happen.
Businesses also need to consider data security. Are you: Flood
proof? Tornado proof? High winds proof? Absent proof? If you evacuate,
what safeguards are in place to protect the integrity of the data you
have collected?
In prior years, broken file cabinets were found more than a half
mile away from the office building where they were housed. Papers were
found flying around for blocks. It would be preferable if all papers
with proprietary and personal identifying information were scanned into
your computer systems and encrypted. These systems and networks should
be encrypted so that if they are stolen or moved by a hurricane, no one
without the encryption key can view the information secured in the hard
drive.
You might also want to consider a back-up system in an area that is
typically not included in the same disaster zone. That system should
also be encrypted. Computer hard drives can also be pulled as a
pro-active measure to transport your data. Please note, you are now
responsible for protecting that data in transit. Those people who have
entrusted their information to you depend on your best efforts.
Scam artists will be quick to set up telephone scams. You may get a
call from a "group collecting money for relief services." During a
crisis, most relief agencies are busy attending to the immediate needs
of victims. Only donate if you initiate the call to a well-established
group. Hang up on any telephone solicitors asking for donations.
Other con artists will pretend to represent a company you do
business with and that "lost your data." Think about it -- if they lost
your information, how could they call you? Never provide bank account,
credit card or Social Security numbers. This is always a scam.
Companies will not contact you this way.
For other tips about emergency kits and physical safety, visit the
American Red Cross and FEMA Web sites. You can also find out more
information on Disasters and Identity Theft at the Identity Theft Web
site: http://www.idtheftcenter.org/artman2/publish/c_tips/Solution_23.shtml
About the ITRC
The Identity Theft Resource Center(R) (ITRC) is a non-profit
organization established to support victims of identity theft in
resolving their cases, and to broaden public education and awareness in
the understanding of identity theft. It is the on-going mission of the
ITRC to assist victims, educate consumers, research identity theft and
increase public and corporate awareness about this problem. Visit
www.idtheftcenter.org
ITRC Identity Theft (C) This project was supported by Grant No.
2007-VF-GX-K038 awarded by the Office for Victims of Crime, Office of
Justice Programs, U.S. Department of Justice. Points of view in this
document are those of the ITRC and do not necessarily represent the
official position or policies of the U.S. Department of Justice.
Source: Identity Theft Resource Center